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What is a deductible when talking about health insurance?

This may be a stupid question but I’m just REALLY confused. I’m buying individual health insurance. Can anyone just explain in lamen terms what a deductible is? Thank you.

I want to buy an individual health insurance plan for 6 months. ?

I would like to undergo Gastrointestinal procedures like endoscopy and colonoscopy in during that 6 month period. Please suggest me a good health insurance plan which would cover those procedures? I can pay a monthly premium of about 200$?

Which company is better for individual health insurance–Aetna vs United?

I’m currently trying to buy an individual health insurance plan. There are two companies that I’m interested in–Aetna and United because I think those are the two best companies. However, I’m trying to decide between the two of them. Which do you think is better?

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